Important Coverage & Legal Notices
Situs & Governing Law.
For policy formation, delivery, interpretation, performance, premium receipt, administration, and claim handling,
this Policy is deemed issued within the territorial jurisdiction of the Modoc Nation and is governed by Modoc Nation law.
Operating or garaging a covered rental vehicle outside the Modoc Nation does not change the situs of the Policy or the applicable law.
Transaction & Forum Consent.
By purchasing your Policy through the Inuity Insurance Company website, you acknowledge that the transaction occurs within the Modoc Nation and
consent to Modoc Nation forums for matters arising out of or relating to the Policy, including claims and interpretation.
Endorsements & Binding.
Requests to add, remove, or modify coverage (including drivers, vehicles, limits, and dates) are subject to underwriting approval.
No change is effective until Inuity issues a written endorsement. Submitting a request, application, or payment—without an issued endorsement—does not alter, extend, or reinstate coverage.
Policy terms, conditions, and exclusions govern in all cases. For time-sensitive changes, please contact Support at
policyholder@inuity.com or (888) 965-7199.
This page provides general information only and does not modify the Policy. Refer to your Policy and any endorsements for the full terms and conditions.